Privacy Statement for http://www.RealEstateBuyersAgents.com/sedona/
This web site is a participating member of the Privacy Partnership. Any information you provide is confidential.
RealEstateBuyersAgents.com/sedona/ has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this site; http://www.RealEstateBuyersAgents.com/sedona/.
We respect your privacy! Any and all information collected at this site will be kept strictly confidential and will not be sold, reused, rented, loaned, or otherwise disclosed. Any information you give to RealEstateBuyersAgents.com will be held with the utmost care, and will not be used in ways that you have not consented to. A more detailed explanation about how we safeguard your personal information is described below. If you have any questions, please don't hesitate to Email John Rygiol
let us know.
Our site's inquiry form requires users to give us contact information (like their name, telephone number, and email address). The customer's contact information is used to contact the visitor when necessary.
This site gives users the following options for removing their information from our database and to not receive future communications from us.
You can send email to John Rygiol
RealEstateBuyersAgents.com does not sell, rent, loan, trade, or lease any personal information collected at our site.
RealEstateBuyersAgents.com analyzes our website logs to constantly improve the value of the materials available on website. Our website logs are not personally identifiable, and we make no attempt to link them with the individuals that actually browse the site.
We use your IP address to help diagnose problems with our server, and to administer our Web site. An IP address only provides information about who your Internet service provider is. It cannot be used to personally identify you.
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact
John Rygiol Broker/Owner
116 Main Street, Suite 7
Seal Beach, CA 90740
Email John Rygiol
Serving home buyers in:
Sedona, Village of Oak Creek, Oak Creek Estates, Cornville, Page Springs, Cottonwood, Clarkdale, Camp Verde, Rimrock, Lake Montezuma, Verde Valley, Arizona
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Purchasing a Home? Some Things You Should NOT Do.
Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.
Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.
Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.
Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.