Robert "Bob" Peddicord, ABR, CRS, GRI, SRES, Agent
RE/MAX Advance Realty II
Miami, Florida

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I would like more information about buying a home in:

Desired City: Required
State Required
Preferred areas
or neighborhoods
E-Mail Address Required
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First Name Required
Last Name Required
Present Address
Apt. or Suite Number
City
State
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Phone Home Phone Cell phone

How do you prefer we contact you? Office Phone Home Phone Cell PhoneE-Mail

When is the best time for an Agent to call you? Morning Afternoon Evening

Are there children in the family?
None 1 2 3 4 or more children

What school options are important?
K-6 7-9 10-12 College, University, or Other School

When are you planning to buy?
As soon as possible
1 to 3 months
3 to 6 months
6 to 12 months
When present home is sold
Undecided

Is this a work related move?
Company Relocation New Job Considering moving and need more information.

Have you Qualified or Pre-Qualified for a mortgage?
Pre-Qualified Qualified (Loan is fully approved) Have not applied for a mortgage yet

What price range do you prefer?
(In areas I serve, homes in good condition start at $200,000 to $250,000. Properties priced lower than $200,000 to $250,000 are extremely hard to find and are in very poor condition, requiring extensive renovation.)
$200,000 to $250,000
$250,000 to $300,000
$300,000 to $350,000
$350,000 to $400,000
$400,000 to $450,000
$450,000 to $500,000
$500,000 to $600,000
$600,000 to $700,000
Other (Please Specify)

How many Bedrooms? (Check all that apply)
1 Bedroom 2 Bedrooms 3 Bedrooms 4 or more Bedrooms

How many Bathrooms? (Check all that apply)
1 Bathroom 2 Bathrooms 3 or more Bathrooms

Any other preferences? (Check all that apply)
Single Family Home
Duplex
Condo/Townhouse
Weekend Home
Wheelchair Accessible
Other: (Please Specify)

Looking for rental property? Unfortunately, I don't work with rental properties. However, for only a little bit more, you might be able to get a wonderful Condominium or a small home. Your first and last months rent and the security/insurance deposit could cover your down payment. The seller could pay a portion of your closing costs and you would be building equity instead of paying for someone else's property. If you are interested in that option, feel free to contact me.

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Robert "Bob" Peddicord, ABR, CRS, GRI, SRES, Agent
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Tips For Home Buyers

Why A Home Is A Good Investment

As a general rule, homes appreciate about 3 to 5 percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.

3 percent may not seem like that much. Other investments such as stocks or treasury bills might offer a higher interest rate.

But take a second look.

Let's look at one example.

If you buy a $200,000 home, and put as much as twenty percent down that would be an investment of $40,000.

At an appreciation rate of 3% annually, a $200,000 home would increase in value $6,000 during the first year. At 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned between $6,000 and $10,000 with an investment of $40,000. Your annual "return on investment" would be somewhere between 15% and 25%. Sounds like a pretty good rate of return doesn't it?

Of course, you will be making mortgage payments and paying property taxes, along with a maintenance costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.

You have to pay to live somewhere anyway, why not get something in return for that monthly payment?

RE/MAX Advance Realty II, 11010 SW 88 Street Miami, FL, 33176 is a licensed Florida Real Estate Brokerage, Anthony Askowitz, Broker.
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