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Why You Should Not Buy a Car
So, you got a raise or a "windfall" or a big tax return check.You may find yourself confronted by an the hazardous instinct of we all have that says, "Let's buy a new car".
A few months later your thoughts turn toward buying your own home. Or, if you already own a home you would like to move up to a larger home.
So, you contact a loan officer to get qualified for a mortgage loan. You give the lender the information about your income, how much you have for a down payment, and so forth.
Then you hear some dreaded words: "I wish I could help you, but you have this car payment......."