You deserve an agent who has taken the time and effort to learn what you really want and how to work for YOUR interests as a home buyer.
As a Buyers Agent with the ABR, CRS, and GRI designations I am a specialist in representing home buyers in all phases of the transaction. My specialized knowledge and expertise in assisting home buyers will insure that you are getting the best Agent possible!
As a home buyer you have a lot of questions, and you need straightforward, accurate answers provided by an expert who will LISTEN to you, and who will protect YOUR interests.
As a Buyer's Agent, my first priority is to get to know you. I cannot give you what you want unless I learn what your wants, needs, and dreams are. I ask a lot of questions. I am dedicated to making YOU happy with your real estate purchase.
Our counseling sessions are not just about property. By the time we are done, I will know about your wants, needs, jobs, children, pets, dreams, fears and goals, as well as how prepared your are to buy a home.
I will help you determine what you need at the moment and I will learn how I can best help you in reaching that goal. Just as every home is unique, so are the needs of each individual. Some common concerns are "I need to live close to a hospital", "I need additional information on schools in the area", "I need to know for sure that you will stay in my price range", "I would like some addresses of houses to drive by and look at", or even "I just need someone to hold my hand, because this stuff is scary!"
Whatever concerns you have you will be addressed, and together we will search for a solution.
ABR (Accredited Buyer Representative) assures you that I have the specialized buyer representation training needed to help you find the right home.
CRS (Certified Residential Specialist) and GRI (Graduate, Realtor Institute) means I am committed to being the very best agent I can be. (Less than 5% of Realtors have earned the GRI designation but these same agents participate in 25% of the real estate transactions.)
Serving home buyers in:
Jacksonville, Jacksonville Beach, Neptune Beach, Atlantic Beach, Ponte Vedra, Amelia Island, Orange Park, World Golf Village, Ponte Vedra, Ponte Vedra Beach, St. John's County, Flagler County, Palm Coast, Flagler Beach, Crescent Beach, Florida
More About Professional Designations And Why They Are Important To You
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Purchasing a Home? Some Things You Should NOT Do.
Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.
Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.
Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.
Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.