Privacy Statement for http://www.RealEstateBuyersAgents.com/homebuyers/
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RealEstateBuyersAgents.com/homebuyers/ has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this site; http://www.RealEstateBuyersAgents.com/homebuyers/.
We respect your privacy! Any and all information collected at this site will be kept strictly confidential and will not be sold, reused, rented, loaned, or otherwise disclosed. Any information you give to RealEstateBuyersAgents.com will be held with the utmost care, and will not be used in ways that you have not consented to. A more detailed explanation about how we safeguard your personal information is described below. If you have any questions, please don't hesitate to Email John Rygiol
let us know.
Our site's inquiry form requires users to give us contact information (like their name, telephone number, and email address). The customer's contact information is used to contact the visitor when necessary.
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You can send email to John Rygiol
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We use your IP address to help diagnose problems with our server, and to administer our Web site. An IP address only provides information about who your Internet service provider is. It cannot be used to personally identify you.
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact
John Rygiol Broker/Owner
116 Main Street, Suite 7
Seal Beach, CA 90740
Email John Rygiol
Serving home buyers in:
Corvallis, Albany, Philomath, Lebanon, Monmouth, Independence, Dallas, Monroe, Oregon
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Why A Home Is A Good Investment
As a general rule, homes appreciate about 3 to 5 percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.
3 percent may not seem like that much. Other investments such as stocks or treasury bills might offer a higher interest rate.
But take a second look.
Let's look at one example.
If you buy a $200,000 home, and put as much as twenty percent down that would be an investment of $40,000.
At an appreciation rate of 3% annually, a $200,000 home would increase in value $6,000 during the first year. At 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned between $6,000 and $10,000 with an investment of $40,000. Your annual "return on investment" would be somewhere between 15% and 25%. Sounds like a pretty good rate of return doesn't it?
Of course, you will be making mortgage payments and paying property taxes, along with a maintenance costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.
You have to pay to live somewhere anyway, why not get something in return for that monthly payment?